Healthcare Insurance @ I-AIM Healthcare Centre:
- Health insurance covers expenses related to clinical services provided to patients by I-AIM Healthcare Centre.
- There are two ways of claiming Health Insurance – Cashless or Medical Reimbursement according to the terms and conditions of each insurance company.
- In Cashless health insurance Service, I-AIM co-ordinates with the TPA of the Patient’s insurance agency to get approval and settle the patient bill. I-AIM needs to submit the medical documents to the TPA to successfully file the claims. In the case of Ayurveda treatments and hospitalization, not much health insurance firms offer cashless hospitalization to its customers. Some of the Insurance companies started this on experimental basis. I-AIM is in continuous contact with various insurance companies and associations for cashless empanelments. At present, I-AIM has tie up with Four insurance TPAs for cashless facility namely – “United Health Care India Pvt. Ltd.”, “Family Health Plan TPA Pvt. Ltd. (Tata AIG Insurance)”, “Heritage Health TPA Pvt. Ltd.” and “Future Generali”.
In the Medical reimbursement claim service, the insured has to pay all his/ her medical bills and then submit these original papers along with the Claim Form to the Insurance Company for reimbursement by themselves. Policy holders need to find out with their insurance company regarding the reimbursement terms. Reimbursement for Ayurvedic treatments are offered by many insurance companies with different coverage plans which varies with each insurance policies. I-AIM will give all the necessary documents for insurance reimbursements. I-AIM has a tie up with “Bajaj Alliance” for medical reimbursement which may be converted to Cashless facility at a later stage. For insurance for Allopathy cases at I-AIM, reimbursement can be taken by the insurance holders according to terms of their insurance companies. More insurance companies and TPAs will soon join hands with I-AIM Healthcare Hospital.